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I would recommend...At My Age, Should I Have Already Started Saving For My Future & Retirement? How Do I Get Started?...that we should have already gotten started saving up money for retirement . I'm very good at budgeting, paying bills on time...How do you balance saving for retirement vs. saving for a house/condo?...Area real estate, returns 25%. Whatever you have left over, save for a down payment. Or if you ever get a bonus or a Xmas gift, save...What should I be saving for retirement?...much as I possibly can to any retirement accounts. If your employer is...diversify and have your money working for you in a variety of ways. Since...At what age do you begin to get really serious about saving for retirement? Is social security in danger?...job. I will start my saving for retirement then. You see how todays...ve moved jobs - Not good. Save yourself you can only trust...What is the BEST account for saving up for retirement and buying a house?...have two seperate things. 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