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What does it mean?A TEN DAY PAYOFF IS THE AMOUNT YOU OWE ON THE VEHICLE IN TEN DAYS, WHAT YOU OWE ON THE VEHICLE INCREASES DAILY DUE TO INTEREST SO WHAT YOU...cay you refiance a ballon payment on a land contract?You can probably do it, but you'll have to shop around. Most banks don't offer mortgages on unimproved land, but there's got to...Is it good to refiance at lower rate if you have only 15yr to go.?You have to crunch the numbers. There are calulators all over the net. Enter refinance calculators into Google.how many times can one refiance a mortgage?Unlimited, but I would only refiance if it made sense financially. Most cases interest rates would have to be atleast 1 percentage point lower than your current rate.How often should you refiance your home?Now that interest rates are rising instead of falling, never. 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